The 2023 Hibernation Guide
The 2023 Hibernation Guide
11.09.2023 - By: Anastasia Barbuzzi
Time is on your side this Financial Literacy Month (and beyond into December).
Although many of us prefer warmer temperatures and dread the frigid cold and snowfall (at least here in North America), the fact that fall and winter force us inside is actually something to take advantage of; embrace your introverted side, invest, and go inward to really focus on yourself.
The quiet and seclusion of these chilly seasons offer an opportunity to work on your personal finances (particularly your New Year’s budget and 2024 goals!), money mindset (especially your attitudes towards holiday traditions and consumption), and devote yourself and your time to bettering your financial literacy and education.
Ready to hunker down and go into #hibernationmode with the rest of the $HMONEY community? Cozy up and explore the resources below organized into four categories: pods, books, people & platforms, and tools. If you’re looking for something specific, you can skip right to it and tap or click directly on it!
Also, if you find any of the resources listed below helpful, please leave a detailed comment below. Or, if you love blog posts of this style, let me know! And don’t forget to send this to a friend who might be interested and find it useful. Sharing is caring, and opening the door to conversations about money and uplifting the women in your life is one of the best gifts you could give them— without spending a cent.
One last word before you get started: If you want to enter your lifelong #richgirlera, make your only obligation this holiday season you.
$HMONEY Radio (of course)
A journal and pen you’re obsessed with
A calendar app to track everything, including goals and bill due dates
Your banking app
A budget template or spreadsheet! I’m currently using Jessica’s (that come with a handy quiz to help you figure out which one is best for you!) but Deirdre’s are amazing too.
The #SundayScroll ☕ (my weekly newsletter - SUBSCRIBE ME!)
How to Manage, Organize and Plan for Your Financial Goals in the New Year
Statement Cards by Stefanie O’Connell Rodriguez (for you to address to yourself and read in the future or share with your besties!)
P.S: Tap or click here to subscribe and receive a weekly #SundayScroll ☕, my thoughtfully curated newsletter!
Thoughts? Questions? Leave ‘em in the comments below 💚
Many of us look forward to receiving a tax refund—about as many who dread having to pay money to the government. Regardless, it's important to understand exactly what this refund represents and how to use it effectively and to your advantage.